Risk, Safety & Insurance

The Insurance Coverage
No One Else Can Match

Revelation carries one of the most comprehensive insurance portfolios in the domestic EOR industry. Specialty coverages for maritime, offshore, nuclear, and defense environments that took 30 years of clean claims history to build. This is the advantage no competitor can quickly replicate.

$500M+
Payroll Funded
25,000+
Employees Placed
50
US States
30+
Years in Business
99%
Close Ratio
Insurance Portfolio

30 Years of Carrier
Relationships in One Partner

Insurance is Revelation's single biggest competitive advantage. Most EOR providers carry standard general liability and workers compensation. Revelation carries specialty policies that cover environments where no one else will go: shipyards, offshore rigs, nuclear facilities, and Department of Defense sites.

These coverages took three decades of clean claims history to build. Insurance carriers only underwrite USL&H, MEL, and DOD policies for companies with a long, proven track record in those exact environments. This is the moat.

the deal starter

Established competitors with 40+ years in the industry have confirmed lost deals because they lack these coverages. When the client needs shipyard, offshore, nuclear, or DOD coverage, Revelation is the only call. 99% close ratio because when the client needs it, we have it.

Full Insurance Portfolio
1
General Liability
Comprehensive GL coverage protecting against third party bodily injury and property damage claims
2
Employment Practices Liability
EPLI coverage for wrongful termination, discrimination, harassment, and retaliation claims
3
Workers Compensation
WC coverage across all served industries and states, including high risk environments
4
Professional Liability
Errors and omissions coverage protecting against professional service claims
5
$5M Umbrella Policy
Many large industrial clients require $5M+ umbrella liability as a contract prerequisite
6
Certificate Generation
COI generation for client contracts, subcontractor requirements, and project compliance
SPECIALTY COVERAGE

The Coverage That
Closes the Deal

These three acronyms represent the most specialized and difficult to obtain insurance coverages in the industrial workforce sector. They are required for any employer placing workers in maritime, offshore, or defense environments.

USL&H
US Longshore & Harbor Workers' Compensation
Federally required coverage for workers on navigable waters, docks, shipyards, and maritime terminals. Standard workers compensation does not cover these environments. Without USL&H, employers face unlimited liability exposure for maritime workplace injuries.
MEL
Maritime Employers Liability
Covers employer liability lawsuits from maritime workers for on the job injuries that fall outside USL&H. Protects against Jones Act claims, maintenance and cure obligations, and unseaworthiness lawsuits. Essential for any employer in offshore, tug, barge, or vessel operations.
DOD
Defense Compliance
Security clearances, insurance thresholds, and compliance certifications
$5M
Umbrella Policy
Contract prerequisite for large industrial clients and government work
Nuclear Access
Nuclear site access coverage for specialized facility environments
Offshore Coverage
Offshore rig, tug, barge, and vessel operations coverage
Workers Compensation

Claims Management
Built on Experience

Workers compensation is the backbone of employment risk management in industrial environments. When an injury happens on site, there is no time to figure out the process. Revelation has managed thousands of claims across shipyards, offshore rigs, construction sites, and manufacturing floors over three decades.

Our carrier relationships and claims expertise keep your experience modification rate low and your workforce protected regardless of the environment.

What We Manage
1
Claims Filing & Management
Injury reporting, claims processing, carrier coordination, and resolution
2
Return to Work Programs
Modified duty programs, physician coordination, and recovery management
3
EMR Management
Experience modification rate optimization through proactive loss prevention
4
Risk Assessment
Proactive risk evaluation, WC code classification, and loss prevention strategies
Safety & OSHA

Safety Programs That
Protect Everyone

In industrial environments, safety is not optional. When an injury happens on site, there is no time to figure out the process. Revelation builds proactive safety programs and ensures all parties know exactly who to call and what to do.

multi party coordination

Revelation coordinates safety across three or four parties simultaneously (the client, the staffing partner, the employee, and Revelation itself). In shipyard and offshore environments, this multi party coordination is critical and something no competitor handles as comprehensively.

Safety Programs
1
OSHA Compliance Monitoring
Continuous OSHA compliance monitoring, reporting, and documentation
2
Job Hazard Analysis
JHA development for every placement, identifying risks before workers step on site
3
Incident Investigation
Thorough incident documentation, root cause analysis, and corrective action plans
4
Drug Testing & Screening
Pre-employment, random, post-incident, and reasonable suspicion testing programs
5
Safety Training
Site specific safety training programs, orientation, and ongoing compliance education
WHY OUTSOURCE

The Risk of Managing
Insurance Internally

Most employers carry basic GL and WC. In industrial and maritime environments, basic coverage creates catastrophic exposure gaps.

Typical EOR Provider Revelation
Maritime / Shipyard CoverageNot AvailableUSL&H + MEL
DOD / Nuclear AccessNot AvailableFull Compliance
Umbrella Policy$1M to $2M$5M
Claims HistoryVaries30+ Years Clean

"We believe great partnerships build great businesses, and every relationship we enter is one we invest in for the long term."

Clarissa Hamilton, President
What We Do

Core EOR Services

Every service backed by 30 years of institutional knowledge, deep carrier relationships, and a team that picks up the phone.

GETTING STARTED

How It Works

A relationship driven onboarding process built on 30 years of workforce management.

WHY OUTSOURCE YOUR EOR

Companies that manage employment internally spend significantly more on compliance, administration, and risk. An EOR eliminates these costs from day one.

Manage Internally With Revelation
HR Admin Hours / Week 34 hrs 4 hrs
Cost Per Hire (Multi State) $4,700 $0
Time to Hire (New State) 4 to 12 weeks Days
Compliance Risk High Exposure Covered
$0
Setup Fees
$0
Termination Fees
Weekly
Payroll Cycle
Industries We Serve

Built for Industrial America

Revelation was built to serve the industries that other EOR providers cannot. From shipyards to offshore rigs to nuclear facilities, our 30 years of carrier relationships mean your workforce is covered.

FAQ

Frequently Asked Questions

What makes Revelation's insurance different from other EOR providers?

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Most EOR providers carry standard general liability and workers compensation. Revelation carries specialty policies including USL&H, MEL, DOD compliance, nuclear site access, offshore coverage, and a $5M umbrella policy. These coverages require 30 years of clean claims history to obtain and are required for maritime, offshore, and defense environments.

What is USL&H and why is it important?

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USL&H stands for US Longshore and Harbor Workers' Compensation Act. It is a federal law that requires specific insurance coverage for workers on navigable waters, docks, and shipyards. Standard state workers compensation does not cover these environments. Without USL&H, employers face unlimited liability exposure for injuries in maritime workplaces.

How does Revelation handle workers compensation claims?

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Revelation manages the full claims lifecycle: injury reporting, claims filing, carrier coordination, medical management, return to work programs, and resolution. Our 30 years of claims experience and carrier relationships ensure efficient processing and help keep your experience modification rate as low as possible.

Does Revelation provide safety training?

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Yes. Revelation develops site specific safety training programs, conducts job hazard analyses for every placement, and manages ongoing safety education and compliance documentation. We also administer drug testing and screening programs including pre-employment, random, post-incident, and reasonable suspicion testing.

Can Revelation cover workers in high risk environments?

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Yes. Revelation covers workers in shipyards, offshore rigs, nuclear facilities, DOD sites, chemical plants, refineries, and other high risk industrial environments. Our specialty insurance portfolio and 30 year claims history allow us to place workers in environments that competitors cannot access due to insurance limitations.

What is a Certificate of Insurance and can Revelation provide them?

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A Certificate of Insurance (COI) is a document that proves your insurance coverage meets the requirements of a client contract or project. Revelation generates COIs on demand for client contracts, subcontractor requirements, and project compliance. Our comprehensive coverage means we can meet insurance thresholds that most EOR providers cannot.

What is the only industry Revelation does not cover?

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Roofing. Due to the specific risk profile and insurance requirements of roofing work, it is the only industry Revelation does not serve. Every other industrial, construction, maritime, energy, and manufacturing environment is covered.

Need Coverage That
No One Else Can Provide?

Talk to our team about specialty insurance coverage for maritime, offshore, nuclear, and defense environments.

BOOK A CONSULTATION